TERMS OF USE

Effective Date: 30 November 2024

1. Acceptance of Terms

1.1 By accessing and using this website, you acknowledge and agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue your use of the website immediately.  

1.2 We reserve the right to modify or update these Terms of Use at any time and such changes will become effective immediately upon posting. Your continued use of the website following any updates constitutes acceptance of the revised Terms of Use.

2. Website Content and Disclaimer

2.1 This website is produced by SingCapital Pte Ltd, a Financial Advisory Firm licensed by the Monetary Authority of Singapore. The content has not been reviewed by any Singapore regulatory body and should not be regarded as financial advice, an offer or a solicitation to purchase or sell any products or services. All information provided is intended for informational purposes only.

2.2 You are recommended to consult a licensed financial professional before making any investment decisions. Any illustration of past performances of any investment mentioned on this website is not indicative of future performance and investments carry risks.  

2.3 All content on this website, including but not limited to text, images, videos and logos, is the property of SingCapital Pte Ltd or its licensors and is protected by copyright, trademark and other intellectual property laws. You may not copy, reproduce, distribute or use any content for commercial purposes without prior written consent from SingCapital.

3. Privacy Policy

3.1 SingCapital may collect and use personal information provided through this website solely for the purpose of fulfilling your requests. By providing your information via our forms, you consent to receiving communications from SingCapital regarding products, services and promotional offers. You may withdraw your consent for marketing communications at any time by contacting us.  

3.2 This website may also automatically log information such as IP addresses, session details and browser types. Such data is used for administrative purposes and to generate statistical insights to enhance your user experience.  

3.3 While we take reasonable precautions to protect your personal data, you acknowledge the inherent risks associated with transmitting information over the internet. For more details on personal data, please refer to our Privacy Policy.

4. Use of Website and Limitation of Liability

4.1 By using this website, you agree to use it solely for lawful purposes and in a manner that does not infringe upon the rights of others.  

4.2 While SingCapital strives to ensure the website operates smoothly, we do not guarantee uninterrupted or error-free access, nor that it will be free of viruses, bugs or other harmful components. You are responsible for taking necessary precautions to protect your systems from potential risks.  

4.3 SingCapital disclaims all liability for any loss, inconvenience or damages arising from your use of the website, including issues related to its performance, security or reliance on the information provided. This limitation of liability applies even if SingCapital has been advised of the possibility of such damages.

5. Third-Party Links

5.1 This website may contain links to third-party websites. SingCapital is not responsible for the content, practices or policies of those external sites. Access to third-party websites is at your own risk and SingCapital will are not liable for any damages or loss resulting from your use of such websites.

6. Termination

6.1 SingCapital reserves the right to suspend or terminate your access to this website at any time, without prior notice, for any reason, including violation of these Terms of Use.

7. Prohibited Activities

7.1 Users are prohibited from engaging in the following activities on this website:

- Using the site for fraudulent, harmful, or illegal activities;

- Attempting to gain unauthorized access to any part of the website or related systems;

- Introducing malicious software, such as viruses, worms or spyware; and

- Collecting or harvesting personal information from other users without their consent.

8. Severability

8.1 If any provision of these Terms of Use is found to be unlawful, void or unenforceable, the remaining provisions shall remain valid and enforceable to the fullest extent permitted by law.

9. Language and Interpretation

9.1 If there is any ambiguity or inconsistency between the English version and any local language translations of these Terms of Use, the English version shall prevail.

10. Severability

10.1 SingCapital shall not be held liable for any delay or failure in website performance resulting from events beyond our reasonable control, including but not limited to acts of God, technical failures, cyberattacks or government actions.

11. Governing Law

11.1 These Terms of Use are governed by the laws of Singapore. By using this website, you consent to the exclusive jurisdiction of the courts of Singapore.